Bankruptcy Law
Overwhelming debt doesn't have to control your life. Our bankruptcy attorneys help individuals and businesses find relief through Chapter 7, Chapter 13, and other debt solutions tailored to your situation.
Your Path to Financial Freedom
Bankruptcy can provide a fresh start when debt becomes unmanageable. Our experienced bankruptcy attorneys explain your options, protect your assets, and guide you through the process with compassion and professionalism.
Free consultation to evaluate your financial situation and options
Experience with Chapter 7, Chapter 13, and Chapter 11 bankruptcy
Protection from creditor harassment, lawsuits, and wage garnishments
Help keeping your home, car, and other important assets when possible
Guidance on rebuilding credit after bankruptcy
How We Help
A clear, structured approach to achieving the best possible outcome for your case.
Financial Review
We analyze your debts, assets, income, and expenses to determine the best approach.
Preparation
We prepare your petition and gather required documentation.
Filing
We file your case and the automatic stay immediately stops most collection actions.
Discharge
We guide you through the process to successfully discharge qualifying debts.
Common Cases
We handle a wide range of bankruptcy law matters. Here are some of the most common situations where we can help.
Chapter 7 Bankruptcy
Liquidation bankruptcy that can eliminate most unsecured debts in a few months.
Chapter 13 Bankruptcy
Reorganization plan allowing you to keep assets while repaying debts over 3-5 years.
Debt Settlement
Negotiating with creditors to reduce total debt when bankruptcy isn't the right fit.
Foreclosure Defense
Using bankruptcy tools to stop foreclosure and save your home.
Wage Garnishment
Stopping or reducing wage garnishments through bankruptcy protection.
Business Bankruptcy
Chapter 7 and Chapter 11 options for struggling businesses.
Questions About Bankruptcy Law?
Get answers to common questions. Still have questions? for a free consultation.
Will I lose everything if I file bankruptcy?
No. New York has generous exemptions that protect many assets including your home (up to certain equity limits), retirement accounts, personal property, and tools of your trade. Most people keep everything important to them.
How long does bankruptcy affect my credit?
A Chapter 7 bankruptcy stays on your credit report for 10 years, and Chapter 13 for 7 years. However, many people can begin rebuilding credit immediately and see significant improvement within 2-3 years after filing.
What debts can bankruptcy eliminate?
Bankruptcy can discharge credit card debt, medical bills, personal loans, old utility bills, and many other unsecured debts. Student loans, recent taxes, child support, and alimony generally cannot be discharged.
Should I file Chapter 7 or Chapter 13?
It depends on your income, assets, and goals. Chapter 7 is faster and eliminates most debts but has income limits. Chapter 13 lets you keep assets and catch up on mortgages but requires a 3-5 year repayment plan. We'll help you choose the right option.
Other Ways We Can Help
Ready to Talk?
Your first consultation is free. No strings attached—just real answers about your bankruptcy law matter.